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"A budget is telling your money where to go instead of wondering where it went." - John Maxwell

Most Americans have NO idea where their money goes. By not paying attention, people are wasting dollars. Working with Audrey as your financial coach brings immediate awareness of your current money situation and a customized action plan to improve it.  Over time, you build healthier financial habits and gain control over your money.  The Result? Debt goes down, savings goes up and smiles appear. 

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My Story

I began Russell Money Coaching to empower people by teaching them smart money strategies. These strategies lead to the greatest luxury there is - financial peace.
My husband Chris and I have been following Dave Ramsey's plan since the beginning of our marriage in 2004. As a result of our financial unity and focus, we were able to pay off student loan debt, build up emergency fund & retirement savings, and pay off our condo mortgage in only three years! This level of financial freedom allowed us to travel, purchase a home and gave me the opportunity to become a full-time stay at home mom for a season.


Holding a Master of Education degree from Vanderbilt University, I had spent a decade teaching in the classroom. In 2011, it all came together one day like an obvious equation: a teaching background + a passion for personal finance + a desire to help people find peace = a financial coach!  Off to Dave Ramsey's Financial Peace Plaza I went for Counselor Training. In the Summer of 2016, I completed continuing education coursework for coaches, earned the designation as a Ramsey Solutions Master Financial Coach, and became a Ramsey Preferred Coach.


Personal finance is 20% what you know and 80% what you do.  After we meet, you'll have a game plan to win and the accountability & support to make it happen!

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Financial Coaching Services

I offer a variety of coaching services that range from one-time sessions to ongoing monthly support and accountability.

Kickstart Session 

Kickstarts healthier finances with a one-time coaching appointment that addresses immediate needs and questions.

90 Day Coaching Package

Creates a written money plan with action steps to reach short and long-term financial goals.

Ongoing Monthly Support

Maintains financial momentum through continued coaching to keep your money working hard for you.

Marriage & Money Session

Enhances financial communication between spouses resulting in greater financial unity.

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"We really enjoyed our session yesterday. (My wife) walked away saying that she felt some relief, and I also felt the same way. It was also more emotional for both of us than we expected.  We went to counseling a couple of times this year to help work through our “money issues” and we both agree you did more for in an hour than we received from 4 sessions with the therapist."

L.M., Nashville, TN

"Thank you so much for your time. It’s amazing how much of a relief it is to talk about this stuff and get another set of eyes on it and know it’s not as hopeless as it feels. Your expertise is appreciated, but also your heart and understanding that truly come through."

D.H., Antioch, TN

"Since we met you, everything has changed with our finances!"

J.J., Nashville, TN

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